For years, I lived under the shadow of debt. Every day was a battle, not with work or life, but with numbers on a page and calls I could not answer. Money was no longer a tool — it was a chain. Bills piled up faster than I could pay them. Creditors’ calls became my alarm clock, my nerves were always frayed, and the shame weighed heavier than the debt itself.
At first, I tried to ignore the problem. I told myself it was temporary. I promised I would catch up. But as days turned into weeks, and weeks into months, the pile of debt grew. I began hiding from calls. I avoided the door when visitors came. I even started lying to my family about how much money I owed, claiming I was fine when I was far from it.…CONTINUE READING
