For most of my adult life, I was that person who always struggled to make ends meet. Every month felt like a battle. No matter how hard I worked, the money I earned never seemed to stay. Rent was always late, my phone was constantly disconnected, and I had mastered the art of surviving on credit. I envied people who seemed to have their finances in order and used to wonder, what’s their secret?
Things got worse when my small electronics business started failing. Customers stopped coming, and I couldn’t explain why. Even friends who used to buy from me began avoiding my shop. I started borrowing just to restock, and within months, I was drowning in debt. It felt like there was a dark cloud hanging over my life.…CONTINUE READING